Wednesday, May 24, 2023Does where you live impact how much you pay for home insurance? That's a question that may come up as you are considering buying a new home. Location does matter, to some extent. Home insurance costs vary based on risk. If you live in an area with an increased level of risk, you might pay more for your insurance needs. READ MORE >>
Thursday, April 27, 2023Flash floods can happen anytime, but if you’re lucky, an impending flood may be predicted in time for you to prepare for the disaster. Given that just a few inches of water can cause hundreds of thousands of dollars worth of damage, a day or two of preparation can be a tremendous help. READ MORE >>
Friday, March 24, 2023Owning a home or secondary property, such as a cabin, means finding the proper insurance coverage for it. Fire claims are among the most expensive and so coverage is essential for all dwellings. Initially, it may seem like homeowners insurance and dwelling fire insurance are similar, but both policies are designed to cover two different types of properties. READ MORE >>
Thursday, February 9, 2023Protecting your home from water damage is essential. But this process does not have to be challenging. Start the process by looking at your home insurance policy. Read it and get to know what it covers. You will find that flooding usually has limited or no coverage under most home insurance policies. READ MORE >>
Wednesday, January 4, 2023If you have ever worked with a contractor, you might have heard them tell you that they are a bonded business. If you are a contractor yourself, you might also see in contracts that you must prevent proof of bonding. What is a bond? How does it work? Bonds are part of a wide and varied industry of financial protection. READ MORE >>
Thursday, December 8, 2022Changing seasons, particularly during the autumn months, often bring an increase in precipitation and a high risk of flooding in certain areas. However, even if you live in an area with a low flooding risk, that does not mean water will not get into parts of your home, particularly your basement. READ MORE >>
Wednesday, November 9, 2022When looking for a location for their business, many business owners can get caught up in the excitement of getting their feet off the ground and forget about one of the most important aspects of finding a commercial property—securing adequate insurance to protect that property. READ MORE >>
Thursday, October 6, 2022Most home fires occur in the kitchen while cooking and are the leading cause of injuries from fire. Common causes of fires at night are carelessly discarded cigarettes, sparks from fireplaces without spark screens or glass doors and heating appliances left too close to furniture or other combustibles. READ MORE >>
Monday, September 26, 2022If your business sells alcohol to an individual who causes injuries or property damage after becoming intoxicated, your operations may be held legally and financially responsible for their actions. Securing liquor liability insurance may provide coverage in these circumstances. READ MORE >>
Tuesday, August 9, 2022You may not think driving a commercial motor vehicle can be dangerous; however, truckers face their fair share of risk as well. Spending so many hours on the road leads to hundreds of deaths each year, along with thousands more injuries. It’s easy to become complacent behind the wheel, but truckers must always remember to drive with safety in mind. READ MORE >>
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