Recreational Vehicle Coverages
Unless you have a true recreational vehicle insurance package, you could be in for an unpleasant ordeal should you experience a loss with your RV. Some people insure their RV like they insure their car ending up with an insurance policy that is designed for an automobile not an RV. Also your homeowners insurance may not cover your valuable personal items while traveling.
There area also agencies out there that either don't understand or may not have the insurance companies to insure RV's properly. At Bozeman Insurance, we have both the experience and the companies to offer insurance with special coverage's designed to meet the specific needs of the RVer. Our polices cover the events and accidents an RV owner may encounter, for example maybe your need is seasonal coverage, perhaps full timer's coverage fit your needs or coverage for your personal valuables.
Without true Recreational Vehicle insurance while traveling you could incur out of your pocket expenses far greater than you may be prepared to deal with if that dreadful event happens. Go RVing knowing you chose the best coverage for you and your family.
What Ever Take's you RVing, We Insure It!
Not all RV insurance policies are The same, some people insure their RV like they insure their car ending up with an insurance policy that is designed for an automobile, not an RV.
There are also agencies out there that either don't understand or may not have the companies to insure RV's properly. At Bozeman insurance, we offer RV insurance with special coverage's designed to meet the specific needs of RV owners. Our policies cover the events and accidents an RV owner may encounter, for example maybe you need seasonal coverage, perhaps full timer's coverage fits your needs or coverage for your personal valuables.
Bozeman Insurance as a true "RV Specialist" we can help you with your recreational use today as well as providing you with the coverage you'll need when you decide to go full time RVing. Some of the coverage's we can offer:
Total Loss Replacement Coverage
Also known as Replacement Cost Coverage, this is our most popular coverage. In the event of a total loss during the first five model years of your RV, you will receive a new unit of like kind and quality. Beginning in the sixth model year of your RV, the Total Loss Replacement will roll into Purchase Price Guarantee (See Below).
Purchase Price Guarantee Coverage
This coverage may be added with most of our companies through the first five to eight model year of your unit. As long as you have insured your RV for your original purchase price and carry the Purchase Price Guarantee endorsement, our companies will guarantee that you will receive your purchase price toward the purchase of your next RV.
Full Timer Coverage
When you live in your RV five months or more or do not have another residence, you need special protection that a regular auto or RV policy cannot provide. These "home owner" type coverages should be added to your policy to protect you. However, most insurance companies do not understand Full Timers and will not write this coverage for you.
When this coverage is added, your deductibles are reduced by twenty five percent for each consecutive claim free year. These deductions will continue until your deductibles are eliminated.
Agreed Value pays the agreed-upon value, based on a professional appraisal, in the event of a total loss. Available to owners of RV's where no firmly established market value is available.
Replacement Cost Personal Effects Coverage
With an auto policy insurance companies will tell you to make a separate claim against your homeowners policy to cover your personal effects. At Bozeman Insurance we want you to travel with the security of knowing that your personal valuables (clothing, cameras, dishes, sporting goods and jewelry) are covered by your RV policy.
Provides more extensive liability coverage similar to that of a homeowner policy for those who use their RV over five months out of the year or as a primary residence.
Provides homeowner's type of liability coverage at times when your RV is being used as a temporary vacation residence.
Easy Payment Plans
We offer a variety of convenient ways for you to pay your premium including Visa and Mastercard.
We also can provide specialized coverage for your motorcycle, AW, boat, car, truck, home and business. Bozeman Insurance works with you. Tell us your needs, we welcome your business!
We are committed to a standard of excellence in all that we do and to establish a firm relationship of mutual trust and service with each of our clients.
Bozeman RV Insurance's most recent acquisition of All Florida Insurance Agency in Lakeland, Florida has expanded our localized customer base to central Florida, as well as writing customers all over Florida. We are also licensed to do business in Alabama, Georgia, South Carolina, Michigan, Montana, North Carolina, Tennessee and California.
We understand the needs and wants of our customers and we provide the best quality insurance we can for that reason.